Are You Still Working After 65?

If you are still planning on working beyond the age of 65, your company may require you to enroll in Medicare. If not, you are faced with the decision of keeping the coverage provided by your employer or switch to Medicare.  It can be a bit decision.  We will be happy to discuss your options with you so you can make a fully informed decision.

Medicare vs. Employer Provided Coverage; which to choose?

If you are going to continue working after the age of 65 and have to option to continue with your employer provided coverage, it is extremely important to understand how your current coverage works with Medicare before making any decisions. Some of the questions you may be asking yourself (& we are happy to answer):

  • How does Medicare work with employer insurance?
  • Do I have to sign up for Medicare at 65 if still working?
  • Can an employer pay for Medicare supplemental insurance?
  • Can you be on Medicare and have private insurance?
  • What are the benefits of dropping my employer health insurance for Medicare?
  • Can my employer force me to take Medicare?
  • What if my spouse was covered by my employer insurance; does Medicare have spouse insurance?
  • Can you have private insurance and Medicare?
  • Is Medicare cheaper than private insurance?

Do you have other questions? Start  your own question list, then let us know you want to schedule a custom seminar.

Schedule a Meeting About Your Options for Working After 65

The best time & way to contact me is (check all that apply):

Confused with the Medicare Part D Application?

Medicare prescription drug coverage is an optional benefit. Medicare offers prescription drug coverage to everyone with Medicare.
To get Medicare drug coverage, you must join a plan approved by Medicare that offers Medicare Drug Coverage.  Each plan can vary in cost and drug coverage. (Source:
To help you with your Medicare Part D application, we’ve created a Step-by-Step plan.

Mike R.
Senior Insurance Agent

Have a QUICK questions about coverage if you work after 65? Ask Us!

Kim A-C.
Senior Insurance Agent